Here s How Buy Here Pay Here Works

Here s How Buy Here Pay Here Works other places. And when you work with us, you know you’re dealing with experienced professionals with a reputation to protect. Our goal is not just to sell you a car, but to set you up for a successful car ownership experience that will rebuild your credit along the way.

 

 

 

What does it mean to buy here, pay there?
A traditional “buy here, pay here” dealer offers financing directly to its customers instead of using a bank or other financial institution.

This allows them to offer loans to drivers with bad credit, but this usually comes with extremely high interest rates. While you can buy a car from a buy here pay here dealer,Here s How Buy Here Pay Here Works

it’s usually an older, used model and you’re trapped in a vicious cycle of high monthly payments.

Because you pay the dealer directly, these payments typically aren’t reported to national credit bureaus and don’t help improve your credit score.

McCluskey Chevrolet takes a different approach with our exclusive Buy Here, Pay There program.

First, our guaranteed loan approval financing leverages our decades of experience and close cooperation with over 20 national banks, credit unions and other financial companies.

This traditional financing with reputable third party lenders is the “Pay There” element of our program.

Even if your car loan has already been rejected, our experienced finance team has the necessary expertise to secure you a loan.

As a demonstration of our commitment, we promise you a $1,000 American Express gift card if we can’t find a lender willing to work with you.

The second component of our guaranteed credit approval program is our quarterly credit monitoring.

 

Unlike other dealers who give you credit and then forget about you, we stay involved and continually work to rebuild your credit.

Because we work with traditional lenders, every payment you make is reported to the national credit bureaus and helps improve your credit score. We monitor your score every 90 days and when it reaches 600,

we offer you the opportunity to trade in your car for a newer model at a lower interest rate.Here s How Buy Here Pay Here Works

This breaks the cycle that too many people fall into, reduces your monthly payments and allows you to enjoy the car of your dreams

Bad credit does not mean bad cars
When you shop at McCluskey Chevrolet, we want you to be satisfied with the vehicle you drive, regardless of your credit rating.

While we understand that you may not be able to afford the car of your dreams at first, we want to ensure that you are not stuck with a car that will eat up all your money with constant repairs.

In addition to a guaranteed clean CARFAX vehicle history, every vehicle we sell, new or used,

comes with a fully insured lifetime warranty. We thoroughly inspect all cars, trucks and SUVs before they enter our lot, and if something goes wrong, we’ll fix it for you right here at our certified service center.

We believe that every one of our customers deserves a vehicle they can trust.

If your credit improves and you’re ready to upgrade to a newer model, we have many options.Here s How Buy Here Pay Here Works

Not only will you find an extensive inventory of new and used vehicles here at our Columbus dealership,

but our patented nationwide search tool will also allow you to search over 250,000 vehicles from across the country.

With over a quarter of a million quality cars on offer, you’re sure to find something you’ll love to drive at a price you can afford.

And with the lower interest rates that come with your improved credit score, you can afford a lot more than you previously thought.

 

Unlike “buy here, pay here” dealers, our guaranteed credit approval program covers not only older used cars, but all models on our lot.

That means we can help you get behind the wheel of a certified pre-owned Chevy or even a brand new current model year vehicle. With McCluskey Chevrolet,

you never have to settle. When we help you improve your credit, you’ll soon have a model you love.

If you’ve always wanted a new Silverado, Tahoe or Camaro, we’ll help you make that dream come true.Here s How Buy Here Pay Here Works

Let McCluskey Chevrolet help you
As the largest Chevy dealer in the world, we believe we owe it to our community to give back and help Columbus drivers in need get back on their feet.

With the knowledge and experience we’ve built up over decades, we realized we could offer a better alternative to traditional Buy Here Pay Her financing that would actually help people build their

 

 

credit while enjoying all the benefits of a newer vehicle. That’s why we launched our unique Buy Here, Pay There program.

Over the years, we have seen many success stories about our efforts. Every time we help a Columbus driver break the vicious cycle that too many people with bad credit find themselves in, it encourages us to try harder.

We believe our guaranteed credit approval program is the best of its kind you’ll find, and our inventory of quality pre-owned,Here s How Buy Here Pay Here Works

new and certified pre-owned vehicles gives drivers more options to discover an affordable car,

truck or SUV they trust, and which they enjoy driving. Contact us today to learn how we can help you rebuild your credit while driving a car you’re proud of.